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Impact Of The IBC On Mirco, Small And Medium Enterprises (MSMEs): A Comparative Study


Purva Vishwas Mankame, Thakur Ramnarayan College of Law


ABSTRACT


The Insolvency and Bankruptcy Code (IBC), 2016, has significantly reformed India's insolvency resolution landscape, particularly for Micro, Small, and Medium Enterprises (MSMEs). This study explores the evolution of insolvency mechanisms before and after the IBC, highlighting the challenges MSMEs face, including procedural complexities, financial burdens, and the dominance of creditors in decision-making. The effectiveness of the PrePackaged Insolvency Resolution Process (PPIRP) is critically examined as a specialized framework for MSMEs. A comparative analysis with insolvency regimes in the United Kingdom and the United States provides insights into global best practices and potential reforms. The study concludes with policy recommendations to enhance MSME accessibility to insolvency resolution, improve the efficiency of PPIRP, and strike a balance between business survival and creditor rights.


Keywords: IBC, Insolvency and Bankruptcy Code, MSME Insolvency, Pre- Packaged Insolvency Resolution Process (PPIRP), Debt Resolution, Business Recovery, Corporate Insolvency, Comparative Insolvency Law, Creditor Rights, MSME Insolvency Reforms.



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Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878

Website: www.ijllr.com

Accessibility: Open Access

License: Creative Commons 4.0

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All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.

 

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The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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