Critical Analysis Of Efficiency Of UPI In India

Critical Analysis Of Efficiency Of UPI In India With Specific Reference To Public And Private Sector Banks

Tushti Ratnapriya Thakur & Palak Gupta, Amity Law School, Noida

ABSTRACT

The research paper focuses on the influence of technological advancements in the banking sector over society and how these changes have altered the way transactions take place nationally. The survey conducted as a part of this study contains a dataset of 50 survey participants and aims at acquiring insights regarding the information and awareness the survey sample has about the functioning and usage of UPI and therefore, better analyse the working of UPI with respect to various private and public sector banks.

Keywords: UPI, public sector bank, private sector bank, digital payment, cashless transactions

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Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878

Website: www.ijllr.com

Accessibility: Open Access

License: Creative Commons 4.0

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All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.

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The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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